The Gerelskovy Bank if situated in the bustling city of Gerelskovy. The bank provides loans up to $50,000 provided that you have means of earning money back and the loan tax is a small 5%* (smaller if you are on a Plan). The bank has also introduced a new credit card which allows you to have up to $20,000 credit score* (you
MUST have means of making money back, you can be denied loans and credit cards) and the interest for this is 20% per the withdrawal of money. In order to get a loan you must have been an active VC member for 1 month and if you want a credit card you must have been an active VC member for two months and you have to be part of a village. ^_^
If you wish to open a bank account, $475 must be paid each week.
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Speak to Livid or Tay in game for more information.
Summary: You can only borrow money and apply for a credit card if you have a job or if you go mining reguarly or have other ways of making money to pay back what you borrowed. 20% interest applys if you have a credit card and if you use some of the credit on a withdrawal. (e.g. you use $15,000 of your $20,000 credit, you pay back $15,000 plus an extra $3000 on top because of the 20% interest.)
NOTE: Failure to pay back borrowed amount (including interest) persecution will occur.
