The only problem with Luis's plan, which is a great plan btw, is that it doesn't address the issue that Gerritt and Naomi mentioned. New players will be at even more of a disadvantage than they are now, as the process of getting money will be even harder once this dynamic market is introduced. I love the idea of a dynamic market and I think it will work well once implemented, but it will make it harder for new players to make money, while those who are already rich don't have to worry about anything.
I am not sure there is really a solution for that though, as a hard bal reset would push old players away. Either way I look at it, it's fucked.